Tools of Trade Insurance – Why Tool Cover is Important

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Tools of Trade Insurance: Every tradie needs their tools

If you are a tradie or a subbie, you work with tools. Every tradesman has their special set of tools, equipment, and machinery required to perform a variety of tasks for customers who need things done. Without these tools, tradies wouldn’t have a business. That is the most important reason for tradesmen to carry tools of trade insurance. This insurance cover is crucial to subbies who own their own business in any trade. Read more

Tradesman Insurance – 2015 Tradies’ Insurance Checklist

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Tradesman Insurance:  The importance of insurance cover for tradies

The New Year is well under way and it’s time to get your financial and business dealings in order. That should start with ensuring you have the proper tradesman insurance cover to meet any regulated requirements as well as your industry-specific needs. It’s smart to enlist good business practices like keeping up with any changes that are happening in insurance regulations for tradesmen. Basic cover will protect you and your business against liabilities, protect your employees, and cover your own personal damages and losses on the job. The following will discuss the general cover all tradies should have on their checklist for 2015. Read more

Owner Builder Finance – What You Should Know

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Owner builder finance: Unusual situations options 

It’s important for tradesmen, homeowners, and home-buyers to understand that owner builder finance loans come in a variety of versatile options to meet the needs of almost every owner builder. There are some things you should know about these loans and qualifying for owner builder loans. The following will cover these factors. Read more

Personal Accident Insurance for Electricians

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Insurance for Electricians – Cover yourself against accidents

Electricians work in a risky area where unfortunately, accidents can happen.  Electricians work with electric wires, transformers, power transmitters and other electrical items which can carry a large degree of risk.  If you work as an electrician, it’s important to be aware of the risks involved with your work and make sure you’re properly covered by an appropriate insurance package.
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Sickness and Accident Insurance for Tradies

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Why is accident and sickness insurance so important to tradesmen?

Australian tradesmen encounter many dangers at various job sites. They also encounter a number of people since much of the work they do involves consulting with clients and working with people on a daily basis. Tradesmen, or tradies, take a great financial risk being self-employed since they rely on their trades and skills to make a living for themselves and their families. Sickness and accident insurance for tradies helps these hard-working tradies pick up the financial pieces in case something happens. Read more

Tradesmen Tool Insurance – What is covered?

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Why insurance for your tradie tools is vital.

For tradies, tool insurance is often one of the most important forms of insurance because of how often they use tools in their day to day work.  If your tools are lost, stolen or damaged, it can be very expensive to have them replaced.  But before you take out your tool insurance, it’s important to know what it covers so you can be sure it suits your situation.
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Electricians: A Guide to Public Liability

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The quick guide to public liability insurance for electricians

For electricians, Public Liability Insurance is absolutely essential due to the high risk nature of the work they undertake.  Public Liability Insurance protects you against any damage done to property or another person in the course of your work.  If you work as an electrician and inadvertently cause any damage, you may find yourself in a situation where you’re financially liable.
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Plumber Parramatta: Make Sure You’re Taking Advantage of Tax Deductions

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Picture this: you are a highly sought after plumber in Parramatta working day and night. Do you not want to save everywhere possible on your budget, expenses, and taxes? You certainly deserve to! There are ways to maximise your tax deductions and save money on professional expenses – as a tradie you should be aware of these specific ways to put money back in your pocket, where it belongs. Read more

Tradie Insurance

Insurance Do’s and Don’ts for Tradies when Working at Heights

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The dos and don’ts for Tradies When Working At Heights

Working at heights remains one of the biggest causes of fatalities and serious injury.  Unfortunately, it’s risky no matter how careful you are but there are certainly steps you can take to avoid injury.  People tend to think that construction workers are the main group that need to worry about heights but the truth is there are numerous tradies that put themselves at risk.

To avoid becoming a statistic, there are some simply steps to follow to ensure that you and your employees stay safe when working at height.
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Insurance for Carpenters

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Insurance needed for carpenters and tradies

If you’re a carpenter, there are a few insurance options for you to consider.  Working as a tradie carries some risks and, no matter how careful you are, things can go wrong.  Whether you run your own carpentry business with a number of employees, do regular work as a subcontractor or are self-employed in your own small business, you need to consider having a proper insurance package in place for peace of mind.
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