When you’re working as a subcontractor, you’re generally going to be responsible for the financial cost of your own actions and often you won’t be covered by the insurance of the person or company who hired you. For this reason, it’s not surprising that subcontractors are the main users of Public Liability Insurance. A lot […]
Don’t let bad debtors steal your hard earned money! We have all heard or used sayings like: prevention is better than a cure; a stitch in time saves nine; and it’s better to have a fence at the top of a cliff than an ambulance at the bottom. For many years Credit Management, or […]
Are you ready to save money on your Tradie Insurances? Making savings in your business can be done by reducing the costs of your current expenses, and let’s face it, one of these can be insurance. By shopping around and making sure you have the right cover for what you need, you can make […]
Are you without Income Protection? As a builder, it may be financially damaging! A lot of you may be thinking, I’m 10 foot tall and Bullet proof! Really? Listen to my story… I have a client who owns a beauty salon, and who’s husband is a builder – self employed (Let’s call them John and […]
“Help! My business partner has passed away and I can’t afford to pay out his estate!” This is a terrible story. This is a story of two mechanics who went into business together (Let’s say their names are Joe and Andrew). They owned the business 50/50. Neither of them had a lot in superannuation and […]
